Ontario Mortgage Advisory
Strategic Mortgage Solutions for Professionals, Business Owners and Real Estate Investors
Mortgage structuring, refinancing, and financing strategy for clients who need more than a standard approval.
Two ways to start
Just exploring, or ready to begin your file?
Pick the path that fits where you are. You can always start with a quick assessment and move into a full Workspace when you're ready.
Option 1
Quick Mortgage Assessment
- • Instant analysis of your options
- • No documents required
- • Free & no obligation
- • Book a consultation when ready
Option 2
Mortgage Workspace
- • Start your real mortgage file
- • Upload documents securely
- • Work directly with Hamed
- • AI-guided mortgage process
Why Work With Hamed Ashouri
A strategist in your corner — not just a salesperson
My work goes beyond finding a rate. I structure financing around your bigger financial picture, so each decision supports the next.
Strategy First
I start with your goal and build the path to it — not just a quick yes or no.
Independent Lender Access
Access to a wide range of lenders, so the solution fits you — not one bank's menu.
Complex-File Specialist
Self-employed, incorporated, and investor files are where I do my best work.
Advisor for the Long Term
Mortgage planning and debt optimization across renewals, refinances, and growth.
Who I Work With
Built for complex files, not just simple approvals
If your situation needs structuring, documentation strategy, or a lender who understands your income, you're in the right place.
Home Buyers
Purchase financing with a strategy mapped to your goals and timeline.
Refinance & Renewal
Restructure, consolidate debt, or renew on better terms.
Self-Employed
Income positioning for sole proprietors and contractors.
Business Owners
Incorporated and corporate-income borrowers.
Investors
Rental and portfolio financing strategy.
Persian-Speaking Clients
Full advisory service in English and Farsi. فارسی
Mortgage Solutions
A path for every situation
Purchase Financing
First home, move-up, or new-to-Canada buyers.
Learn more →Refinance & Debt Consolidation
Access equity and simplify monthly obligations.
Learn more →Mortgage Renewal
Review options before you auto-renew.
Learn more →Self-Employed Mortgages
Documenting and positioning self-employed income.
Learn more →Business Owner / Incorporated
Corporate income and add-back strategy.
Learn more →Investment Property Financing
Rental offset and portfolio planning.
Learn more →CMHC Rental Financing
5+ unit purpose-built rental & MLI Select — size your loan, equity, and returns.
Open calculator →How It Works
A clear, three-step process
Consultation
We review your goals, income, and timeline to understand the full picture.
Strategy & Structuring
I map your current eligibility, the gap, and the lender path that fits best.
Submission & Support
We prepare a lender-ready package and guide you through to closing.
Mortgage Calculator
Estimate a monthly payment
Estimated monthly payment
Disclaimer: This calculator is for general illustration only and does not represent mortgage approval, rate availability, or lending advice. Figures are estimates and exclude taxes, insurance, and fees.
Client Tools
Your mortgage, managed in one place
These tools live inside your Mortgage Workspace — your secure working environment for the whole file.
Client Portal
Track your stage, next action, and timeline securely in one place.
Open WorkspaceUpload Documents
See what's required and send documents securely — never by email or text.
Upload DocumentsNILI
Ask what's missing or what happens next — answered from your file.
Open WorkspaceApply Now
Start your secure mortgage inquiry online and we'll follow up right away.
Apply NowYour Workspace handles documents and client data through secure, dedicated systems (Zoho CRM & WorkDrive). Live per-file syncing is rolling out in phases.
Resources
Learn before you decide
Plain-language guides and tools to help you make confident, informed mortgage decisions.
Let's structure your best mortgage outcome
Bring me your situation — even a messy one. We'll turn it into a clear, lender-ready strategy.