Ontario Mortgage Advisory
Strategic Mortgage Solutions for Professionals, Business Owners and Real Estate Investors
Mortgage structuring, refinancing, and financing strategy for clients who need more than a standard approval.
Why Work With Hamed Ashouri
A strategist in your corner — not just a salesperson
My work goes beyond finding a rate. I structure financing around your bigger financial picture, so each decision supports the next.
Strategy First
I start with your goal and build the path to it — not just a quick yes or no.
Independent Lender Access
Access to a wide range of lenders, so the solution fits you — not one bank's menu.
Complex-File Specialist
Self-employed, incorporated, and investor files are where I do my best work.
Advisor for the Long Term
Mortgage planning and debt optimization across renewals, refinances, and growth.
Who I Work With
Built for complex files, not just simple approvals
If your situation needs structuring, documentation strategy, or a lender who understands your income, you're in the right place.
Home Buyers
Purchase financing with a strategy mapped to your goals and timeline.
Refinance & Renewal
Restructure, consolidate debt, or renew on better terms.
Self-Employed
Income positioning for sole proprietors and contractors.
Business Owners
Incorporated and corporate-income borrowers.
Investors
Rental and portfolio financing strategy.
Persian-Speaking Clients
Full advisory service in English and Farsi. فارسی
Mortgage Solutions
A path for every situation
Purchase Financing
First home, move-up, or new-to-Canada buyers.
Learn more →Refinance & Debt Consolidation
Access equity and simplify monthly obligations.
Learn more →Mortgage Renewal
Review options before you auto-renew.
Learn more →Self-Employed Mortgages
Documenting and positioning self-employed income.
Learn more →Business Owner / Incorporated
Corporate income and add-back strategy.
Learn more →Investment Property Financing
Rental offset and portfolio planning.
Learn more →How It Works
A clear, three-step process
Consultation
We review your goals, income, and timeline to understand the full picture.
Strategy & Structuring
I map your current eligibility, the gap, and the lender path that fits best.
Submission & Support
We prepare a lender-ready package and guide you through to closing.
Mortgage Calculator
Estimate a monthly payment
Estimated monthly payment
Disclaimer: This calculator is for general illustration only and does not represent mortgage approval, rate availability, or lending advice. Figures are estimates and exclude taxes, insurance, and fees.
Client Tools
A smarter mortgage experience — coming soon
AI Mortgage Assistant
Get instant answers and a guided pre-assessment, any time.
Client Portal
Track your application status securely in one place.
Upload Documents
Send your documents securely — never by email or text.
Apply Now
Start a secure online application when you're ready.
These tools are in development. No client data is collected or stored on this website. When live, all information will be handled through secure, dedicated systems.
Resources
Learn before you decide
Plain-language guides and tools to help you make confident, informed mortgage decisions.
Let's structure your best mortgage outcome
Bring me your situation — even a messy one. We'll turn it into a clear, lender-ready strategy.